Insurance
Protection thatstands by you.
The right cover, chosen around your family rather than a sales target — and someone beside you when it matters most, at claim time.
With LIC since
1998
What we offer
Cover for everystage of life.
From pure protection to plans that build savings — with LIC since 1998 and leading private insurers.
- 01Term InsurancePure, high-value protection at an accessible premium.
- 02Life InsuranceFinancial continuity for the people who depend on you.
- 03Health InsuranceQuality healthcare without compromising your savings.
- 04Child & Family ProtectionSecuring milestones — education, independence and beyond.
- 05General InsuranceProtection for your home, vehicle and valuables.
LIC plans
All 42 LIC plans,side by side.
Every plan LIC sells today — eligibility, cover, income and maturity in plain language. Tick any three to compare, then work out the return on the ones you like.
Before you decide
How much coveris enough?
A common starting point is 10–15 times your yearly income. These take two minutes and give you a figure for your family.
How it works
How wework with you.
- 1
Understand your needs
Your family, income, loans and goals — so the cover matches real responsibilities.
- 2
Compare honestly
Term, savings and health options across insurers, explained in plain language.
- 3
Stay with you
Renewals, nominations, policy servicing and — most importantly — claims support.
Questions
Good toknow.
Should I buy term insurance or a savings plan?
Most families are best served by adequate term cover first, because it gives the highest protection per rupee. Savings-oriented plans can then be chosen for specific goals.
How much life cover do I need?
A common starting point is 10–15 times annual income, adjusted for loans, goals and existing savings. The Human Life Value and Insurance Need calculators give a personalised estimate.
Is my employer’s health cover enough?
Group cover usually ends when you change jobs or retire, and the sum insured may be modest. A personal family floater keeps you protected regardless of your employer.
Do you help with claims?
Yes. We help with documentation, follow-ups and coordination with the insurer — whether the policy was bought through us recently or years ago.
Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions, please read the sales brochure and policy wording carefully before concluding a sale. The information on this website is for general educational purposes only and does not constitute investment, tax or legal advice. Please consult a qualified professional before making financial decisions.
Let’s Plan Your Next Chapter
Your dreamsdeserve a plan.
Let’s understand where you are today, where you want to go and how we can help you plan the journey ahead.