Step-Up SIPCalculator
Increase your SIP every year as your income grows — and see the difference.
Your details
Drag the sliders or type a number — results update instantly.
How much you increase the SIP each year.
Your step-up SIP could grow to
₹0
Your SIP would reach about ₹61.2 K a month in the final year.
- Total invested
- ₹0
- A flat SIP would reach
- ₹0
- Extra from stepping up
- ₹0
- Total invested
- ₹0
- Growth
- ₹0 · 0% of the total
Assumptions & method
- SIP increases by 10% at the start of each year.
- Constant 10% annual return, compounded monthly.
- Excludes taxes, expense ratios and exit loads.
Calculations are illustrative and should not be considered financial advice.
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Understand the numbers
About this calculator
Incomes usually rise over time. A step-up (or top-up) SIP increases your monthly investment by a fixed percentage each year so your savings keep pace with your earnings.
Compare a regular SIP with a step-up SIP to see how a small yearly increase can make a large difference over the long term.
Calculations are illustrative and should not be considered financial advice. Actual results may be higher or lower and are not guaranteed. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
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